Chris' Corner

Townhouse Inspections: The Exterior Is Important

Reuben Saltzman, a home inspector from Minneapolis MN, reminds us all that when you purchase a Townhome in condominium complex, you are responsible for the maintenance and repairs of the common areas.  If reserve funds are not sufficient, and repairs are needed, this could result in a special assessment.

If you want to comment on Reuben's post, click on his link below:

There's a prevailing myth in the real estate industry that a townhouse inspection is far easier than a single family home, takes less time, and uncovers fewer defects.  False, false, and false.  When we quote a price for a townhouse inspection, we always quote the inspection fee exactly as we would for a single family home.  Why?  Because townhouses are usually just as much work to inspect as a single family home, and they have all the same problems.  We conduct townhouse inspections in the same manner as single family homes... including the common areas.

“But you don’t need to inspect the common areas, they’re owned by the association.”

That's a common objection given by home buyers or real estate agents.  It's true, the common areas are typically owned by the association... but who owns the association?  If the roof needs replacement and the association isn't aware of this or hasn't budgeted funds for the roof replacement, who is going to pay?

It's also very difficult to properly inspect the components that only belong to the individual property owner without inspecting the exterior of the building.  For example, how would the home inspector know if the damper for the bathroom exhaust fan opened at the roof rap without climbing on the roof?  How would the home inspector know that the vent terminals for the high efficiency furnace were properly installed at the exterior without inspecting the exterior?  How would the home inspector inspect the dryer damper at the exterior?  If the common areas aren't inspected, the fee for the home inspection will be less, but it's not worth the difference in price.  There are far too many components that don't get fully inspected.

I've put together a few photos of some 'common area' defects at townhouses that I've identified in the past year or two while inspecting the townhouses the exact same way that I would inspect a single family home; I inspect the whole thing.


Roof defects are huge on townhouses.  Many times, nobody knows about the defect yet, or in some cases, such as in the next two photos below, someone knew about a problem and made several unsuccessful attempts to repair the problem.  Check out all the caulking used at these shingles.  This caulking will do nothing to fix the problem; the issue was improper flashing, and it still hasn't been fixed.

Caulked shingles

caulked shingles

What happens when the shingles have reached the end of their serviceable life, but no one knows about it yet?  At this particular townhouse, the south side of the roof wasn't visible from the ground until you walked way out in to a field, and at that point, it was too far away to get a good look at the shingles.  Of course, I took this picture from on top of the roof.

Does the townhouse association have funds allocated for roof replacement?

Deteriorated shingles

Tree branches should never touch roofs; they cause problems.   The damaged shingles shown below need to be replaced.

Trees rubbing on roof

Tree damage at shingles

Ice dams have been a major problem for townhouse associations these last two winters.  Who is responsible for ice and snow removal - the owners or the associations?  This is an issue many townhouse associations had to determine this year, and in most cases the associations determined that it was the owner's responsibility to have snow and ice removed.

While at first this might seem unreasonable, just imagine you're the owner who just spent $2,000 to have their attic re-insulated.  You don't have any ice dams over your unit, because you don't have a problem with your attic.  Why should you have to spend more of your own money fixing everyone else's problems?  This is not a political blog... but in my humble opinion, it's only fair for individual owners to pay for their own snow and ice removal.

In the photo below, there was such a huge snow pile from all the snow removed from the roof that I hardly even needed a ladder to get on the roof.

Roof with snow removed

If there is no snow on the roof, how does the home inspector know there were ice dams?  They look for clues.  When a townhouse owner or the townhouse association hires a bunch of hacks to remove ice dams, the removal typically consists of people literally "hacking away" at the ice dams with tools that will permanently damage the shingles.

If you're buying a townhouse, these are things you'll want to know about ahead of time.

Damaged shingles from ice dam hacks  Damaged shingles from ice dam hacks

"Hey Billy-Bob, pass the hatchet..."

Exterior Maintenance

On townhouses, exterior maintenance is obviously the responsibility of the townhouse association, but again, is the association aware of the big projects that are going to cost a lot of money?  If not, this means an assessment for the owners.

Retaining walls are expensive.  Who will be paying to replace this retaining wall?

Rotted retaining wall

Custom wrought-iron guardrails and handrails are expensive.  Who will be paying to replace these guardrails?

Rusted out guardrails

Home inspectors can't fully inspect the interior components of a home without also inspecting the exterior.  For instance, where does the dryer exhaust to?  At this particular townhouse, the dryer exhausts underneath the back porch, which is a terrible location.  It's not accessible, and it's completely clogged with lint.  This is a fire hazard, and the dryer probably takes forever to dry clothes.  The repair for this is to have the dryer duct re-located, which probably won't be cheap, considering the fact that the entire basement is finished.

Blocked dryer duct

Again, home inspectors can't fully inspect the interior components without also inspecting the exterior components.  In the photo below, the duct for the kitchen exhaust fan is blocked by a bird nest.

Bird nest in kitchen fan

If the home inspector doesn't inspect the exterior, how will they know the combustion air intake for the furnace room is blocked shut with dirt and debris?

Combustion air intake blocked

If the home inspector doesn't inspect the exterior, how will they know the gas meter is leaking?  Note the bubbles.

Gas leak at meter

If the home inspector doesn't inspect the exterior, how will they know that the furnace was improperly installed?  The vent terminal is required to be at least 10' away from the HRV intake to prevent exhaust gases from getting sucked back in to the house.  Obviously, this doesn't always happen...

The furnace exhaust terminal needs to be at least 10' from the HRV intake

Stucco problems can be ridiculously expensive.  Just because it's a townhouse doesn't mean the individual owners will be protected from huge expenses related to stucco repair.  I strongly recommend invasive moisture testing on stucco townhouses built since the late 1980's.

Stucco problems


Home inspectors find more problems with decks than with any other component of a home.  With townhouses, decks are often the sole responsibility of the homeowner; if you see a bunch of different decks in various states of repair, it's usually a dead giveaway that the deck is the owner's responsibility, not the townhouse association's.

Decks on townhouses

When all the decks look identical, it's a pretty safe bet that the decks are the responsibility of the association, but it's still important to know that the deck was properly constructed and safe for use.  An extremely common defect that I find on decks is improper nails used at the joist hangers; it doesn't matter if it's a townhouse or not.

Improper joist hanger nails

This deck was more than just a little rotted.  I usually use an awl to probe for rot... but sometimes I don't need to.

Rotted deck

Improperly attached decks are the number one cause of deck collapses.  The deck at this townhouse had a ledgerboard with huge notches for the anchor bolts.  Those notches will significantly weaken the ledgerboard.  Bad times.

Improperly notched ledgerboard

Decks are never supposed to be attached to walls with brick veneer siding... even on townhouses.  The fix for this construction defect is to have the deck supported independently from the house.

Deck attached to brick veneer

I could go on with these photos, but hopefully I've made my point by now.  When a townhouse buyer absolutely doesn't want to have the exterior inspected, we'll skip that part of the inspection and discount our inspection fee by about 20%, but we don't recommend it.  Townhouses should be inspected inside and out, just like single family homes.

Reuben Saltzman, Structure Tech Home Inspections - Email - Minneapolis Home Inspector

Facebook     LinkedIn    Follow Structure Tech on Twitter    ASHI Certified Home Inspector - Click To Verify     Click to subscibe to Reuben's Blog

Chris Smith CSSBB
          Sales Representative

Interested in Buying or Selling Real Estate?

  ph: 1.866.936.3500

Chay Realty Inc.,

Comment balloon 0 commentsChris Smith • September 20 2011 12:47PM
Townhouse Inspections: The Exterior Is Important
Reuben Saltzman, a home inspector from Minneapolis MN, reminds us all that when you purchase a Townhome in condominium complex, you are responsible for the maintenance and repairs of the common areas. If reserve funds are not sufficient, and… more
Alliston New Home Builders can "greenwash" also
Jay suggest that you don't accept a builders declaration of "Green Certified" at face value. Greenwashing is everywhere, in our food stores, our drug stores, or shopping malls and now in construction. Our recommended R-Value insulation… more
One Year Inspections - I Am Looking High And Low
This is another installment from Jay Markanich about issues he found during a one-year inspection. imho, reason enough for anyone having bought a new home to have a home inspector do your one-year inspection for you. Have you bought a new… more
Improper Smoke Detector Placement Can Cause False Positives
Jay has managed to hit a personal "bugaboo" of mine right on the head. Smoke detectors in kitchens or outside washrooms give so many false alarms that they are ignored or disconnected, both possibly having dangerous consequences. If… more
Possible issues with older Gas Log Fireplaces
Reuben Saltzman shares some of his thought about the deficiencies and possible issues with Older Gas Log Fireplaces. If you have one, or are considering buying a home with one, this information might be very beneficial to you. If you are… more
HVAC Ducting Issues
Uneven heating or cooling a very common problem in homes. There can be several causes of this issue. In this post, Jay Markanich discusses how he located the root cause of the problem and illustrated how important good home inspections are. … more
Exhaust Venting too close to windows
Jay Markanich brings up an important point in this post. A lot of people have their windows open when the furnace is running (say a window cracked open during winter nights). If you want to reduce the risk of carbon monoxide entering your home and… more
What's Wrong With This Picture?
Bill Zoller, an avid ActiveRain blogger and US Home Inspect building consultant shared another in his "what's wrong with this picture" series. Can you guess without reading the rest of the post? Looking to buy a home in Orangeville… more
What's Yer Gripe? It Works…
In this post, Michael Thornton, a Nashville and area Tennessee Home Inspector manages to illustrate, rather dramatically, that the average buyer cannot do as thorough a home inspection as a knowledgeable and professional home inspector. Most people… more
Notching Or Cutting Holes In Engineered Floor Joists
Jay Markanich, a very knowledgeable home inspector working in the Virginia area wrote this blog. Never attempt to notch an engineered joist without consultation of an engineer or someone who can calculate the strength of the joist post notching. &… more